A financial services firm is not one team. It is twelve, and every one of them is drowning in spreadsheets.
Winsen is an AI workspace for fintechs and regulated finance teams. A company brain that knows every counterparty, control, and break, with a source on every fact, worked by Walle and a roster of AI Employees. One drafts the reconciliation, one closes the books, one assembles the SAR, one diligences the institutional client, one preps the registered hire, and every one of them waits for a human to sign.
Financial Services, team by team.
Every team in a financial services firm gets an AI Employee on the part of the job nobody bills for, and a regulated specialist for the part the examiner asks about.
The settlement files reconcile before the desk opens.
The Mercury settlement file landed at 6:02am with 3,412 lines and a stubborn 14,200 dollar variance against the ledger. By 7:40am the AI Operations Specialist had matched 3,398 of them, traced the gap to a duplicated ACH return from NACHA file R-0471, and drafted the adjusting entry with the two source rows attached. Nothing is posted. JE-20933 sits in the queue for the controller, because an entry that nets wrong is worse than one that lands late.
The close lands on the 1st, even with FBO and intercompany in the way.
On the last day of the month Mo drafted every recurring entry: the interchange accrual, the intercompany allocation across three entities, the FX reval on the EUR float, and the FBO interest sweep that finance always books late. Each one ties to its source in a click and the whole batch is staged for sign-off. Mo will not post a thing, and any wire over your 25,000 dollar limit stops cold and waits for the CFO to release it.
Structuring, caught at the pattern, not the headline.
Account ACC-88142 ran eleven cash deposits between 9,400 and 9,850 dollars across four branches in nine days, each one comfortably under the 10,000 dollar CTR line, which is exactly why a rule never fired. The AI Risk & Compliance Specialist saw the shape, pulled the customer's stated 30k monthly volume against the actual 104k, and drafted the SAR narrative with the transaction table built in. It holds for the MLRO, because no filing leaves the building without a human.
The institutional onboarding is diligenced before the kickoff call.
Northwind Capital LLC came in through the relationship desk, and by 2:21pm Rita had logged the opportunity, pulled the public filings, and resolved the two beneficial owners past 25 percent, flagging a Delaware to Cayman structure that does not match the application. She drafted the relationship follow-up in your voice with the open KYC items named, then stopped. The diligence pack routes to the BSA officer and the send waits on you, because a wrong word to an institutional client costs more than a slow one.
Hiring into a regulated firm without the licensing scramble on day one.
You opened a req for a Series 7 registered ops associate, and Sam sourced 26 candidates, screened them against your rubric, and flagged the two whose CRD records show a disclosure that needs review before the loop. For the candidate you picked, Sam staged the fingerprinting, the U4 filing prep, and the day-one access provisioning. Nothing files and no access provisions until you sign, because an offer and a regulatory filing are promises the firm makes, not the software.
Watches transactions for structuring and sanctions exposure, drafts the SAR and the KYC pack with a source on every line, and keeps exam evidence standing, then holds every filing for the MLRO.
That is the regulated specialist we already built for finance. If your firm runs a function we have not staffed yet, a treasury desk, a fraud-ops queue, a vendor-risk review, you add the role to your team, tell us what it does and where its line sits, and we build that AI Employee for you. Hired by role, the same as the rest.
Financial Services, in the product.
A real day of Financial Services work in Winsen, recreated from a live workspace.
Reconciliation and Controls
In the queue
5 itemsExperience the Financial Services workspace in the live demo.
It runs full-size. Drop your email and we'll send a one-click magic link to open it on your laptop.
- —The signature on every journal entry, SAR, wire, and onboarding decision. AI drafts, a human posts.
- —Judgment on the gray cases: the borderline UBO, the client relationship worth keeping, the risk you accept on purpose.
- —The regulator and client conversation. People named on filings stay people, and they own what goes out the door.
- →The line-by-line reconciliation grind across every team, including tracing the one break that does not net to zero.
- →The close: recurring entries, intercompany, FX reval, and FBO sweeps, staged with a source on every line.
- →Pulling OFAC, PEP, and CRD checks, assembling the KYC and SAR packs, and keeping exam evidence current so a SOC 2 or BSA request is an afternoon, not a fire drill.
The stack, connected.
Built on Platos, Winsen's open agent runtime: every screen, match, and draft is metered by metabolic cost and logged with a source, so the audit trail is not a feature you bolt on, it is what the work already leaves behind.
Questions, answered straight.
No dodging, no contact-sales-to-find-out.
Will an AI Employee file a SAR, post an entry, or send a wire on its own?+
Examiners will ask where a number came from. Can you actually answer?+
Our data is sensitive and the regulators are watching. Who owns it?+
Winsen, shaped for Financial Services.
Invite-only. Three months free when you're in.



