Winsen
Solutions
FOR FINANCIAL SERVICES

A financial services firm is not one team. It is twelve, and every one of them is drowning in spreadsheets.

Winsen is an AI workspace for fintechs and regulated finance teams. A company brain that knows every counterparty, control, and break, with a source on every fact, worked by Walle and a roster of AI Employees. One drafts the reconciliation, one closes the books, one assembles the SAR, one diligences the institutional client, one preps the registered hire, and every one of them waits for a human to sign.

See it work
TL;DRReconciliation is not the whole company. Operations, finance, risk, the client desk, and people each get an AI Employee on their busywork, and a human approves anything that touches money or a regulator.

Financial Services, team by team.

Every team in a financial services firm gets an AI Employee on the part of the job nobody bills for, and a regulated specialist for the part the examiner asks about.

OPERATIONS

The settlement files reconcile before the desk opens.

The Mercury settlement file landed at 6:02am with 3,412 lines and a stubborn 14,200 dollar variance against the ledger. By 7:40am the AI Operations Specialist had matched 3,398 of them, traced the gap to a duplicated ACH return from NACHA file R-0471, and drafted the adjusting entry with the two source rows attached. Nothing is posted. JE-20933 sits in the queue for the controller, because an entry that nets wrong is worse than one that lands late.

Daily recon, Mercury settlement 06/10
3,398 of 3,412 lines auto-matched against the GLmatched
14,200.00 variance traced to dup ACH R-0471root cause
Adjusting entry JE-20933 drafted, not postedneeds sign-off
2 lines unmatched, FBO sweep to Column flaggedreview
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Powered by the AI Operations SpecialistSee the Operations workspace →
FINANCE

The close lands on the 1st, even with FBO and intercompany in the way.

On the last day of the month Mo drafted every recurring entry: the interchange accrual, the intercompany allocation across three entities, the FX reval on the EUR float, and the FBO interest sweep that finance always books late. Each one ties to its source in a click and the whole batch is staged for sign-off. Mo will not post a thing, and any wire over your 25,000 dollar limit stops cold and waits for the CFO to release it.

May close, draft entries (Mo)
JE-0512 interchange accrual, 18,400, billed on the 6thdrafted
JE-0514 EUR float reval at 1.0842, 1,920 gaindrafted
Intercompany allocation across 3 entities, tied outbalanced
Wire to Meridian Supply 42,800, over 25k limitCFO releases
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Powered by Mo, the AI AccountantSee the Finance workspace →
RISK & COMPLIANCE

Structuring, caught at the pattern, not the headline.

Account ACC-88142 ran eleven cash deposits between 9,400 and 9,850 dollars across four branches in nine days, each one comfortably under the 10,000 dollar CTR line, which is exactly why a rule never fired. The AI Risk & Compliance Specialist saw the shape, pulled the customer's stated 30k monthly volume against the actual 104k, and drafted the SAR narrative with the transaction table built in. It holds for the MLRO, because no filing leaves the building without a human.

Alert, ACC-88142 possible structuring
11 deposits, 9,400 to 9,850, in 9 days, 4 branchespattern
Each below the 10k CTR line, no rule firedbelow threshold
Stated volume 30k per mo, actual 104kdeviation
SAR narrative plus txn table drafted for MLROawaiting review
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Powered by the AI Risk & Compliance Specialist
SALES

The institutional onboarding is diligenced before the kickoff call.

Northwind Capital LLC came in through the relationship desk, and by 2:21pm Rita had logged the opportunity, pulled the public filings, and resolved the two beneficial owners past 25 percent, flagging a Delaware to Cayman structure that does not match the application. She drafted the relationship follow-up in your voice with the open KYC items named, then stopped. The diligence pack routes to the BSA officer and the send waits on you, because a wrong word to an institutional client costs more than a slow one.

Onboarding, Northwind Capital LLC, 2.4M mandate
Opportunity logged, public filings and UBOs pulledcrm updated
2 owners over 25% resolved, Cayman entity off-applicationdiscrepancy
Relationship follow-up drafted, names open KYC itemsready to send
Diligence pack routed to BSA officeryour call
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PEOPLE

Hiring into a regulated firm without the licensing scramble on day one.

You opened a req for a Series 7 registered ops associate, and Sam sourced 26 candidates, screened them against your rubric, and flagged the two whose CRD records show a disclosure that needs review before the loop. For the candidate you picked, Sam staged the fingerprinting, the U4 filing prep, and the day-one access provisioning. Nothing files and no access provisions until you sign, because an offer and a regulatory filing are promises the firm makes, not the software.

REQ-3318, Registered Ops Associate, Series 7
26 sourced, 6 cleared your rubric, CRD checkedscreened
2 flagged, CRD disclosure needs review pre-loopneeds review
U4 filing prep and fingerprinting staged for pickdrafted
Offer letter and access held for your signatureyour sign-off
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Powered by Sam, the AI RecruiterSee the People & HR workspace →
Built for Financial Services
the AI Risk & Compliance Specialist

Watches transactions for structuring and sanctions exposure, drafts the SAR and the KYC pack with a source on every line, and keeps exam evidence standing, then holds every filing for the MLRO.

Need one we haven't built yet?

That is the regulated specialist we already built for finance. If your firm runs a function we have not staffed yet, a treasury desk, a fraud-ops queue, a vendor-risk review, you add the role to your team, tell us what it does and where its line sits, and we build that AI Employee for you. Hired by role, the same as the rest.

Financial Services, in the product.

A real day of Financial Services work in Winsen, recreated from a live workspace.

Best on desktop

Experience the Financial Services workspace in the live demo.

It runs full-size. Drop your email and we'll send a one-click magic link to open it on your laptop.

You keep
  • The signature on every journal entry, SAR, wire, and onboarding decision. AI drafts, a human posts.
  • Judgment on the gray cases: the borderline UBO, the client relationship worth keeping, the risk you accept on purpose.
  • The regulator and client conversation. People named on filings stay people, and they own what goes out the door.
Winsen takes
  • The line-by-line reconciliation grind across every team, including tracing the one break that does not net to zero.
  • The close: recurring entries, intercompany, FX reval, and FBO sweeps, staged with a source on every line.
  • Pulling OFAC, PEP, and CRD checks, assembling the KYC and SAR packs, and keeping exam evidence current so a SOC 2 or BSA request is an afternoon, not a fire drill.

The stack, connected.

MercuryStripe TreasuryPlaidNetSuiteAlloyUnit21

Built on Platos, Winsen's open agent runtime: every screen, match, and draft is metered by metabolic cost and logged with a source, so the audit trail is not a feature you bolt on, it is what the work already leaves behind.

FAQ

Questions, answered straight.

No dodging, no contact-sales-to-find-out.

Will an AI Employee file a SAR, post an entry, or send a wire on its own?+
No. Anything that touches money or a regulator stops at a human. The AI Employees draft the narrative, assemble the evidence, and stage the entry, then it waits in a queue for your MLRO, controller, or CFO to approve. That is the whole point of approval-first.
Examiners will ask where a number came from. Can you actually answer?+
Yes, and that is the part we care about most. Every fact in the brain carries its source: the file, the row, the timestamp, the ticket. When the AI says a break traced to NACHA return R-0471, you can click through to the two ledger rows behind it. No fact without a source.
Our data is sensitive and the regulators are watching. Who owns it?+
You do. The company brain is customer-owned and the substrate is open source, so you can read exactly how it works, run it where your compliance team needs it to run, and leave with your data intact. We are not holding your reconciliation hostage.

Winsen, shaped for Financial Services.

Invite-only. Three months free when you're in.

Don't take our word for it

Work is better with Winsen.

Ask your favorite AI for a summary on Winsen. It opens with the question ready, so you get an honest read in one click.

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